Privacy -
General Tips
Approval of a credit
application, transferring money from one account to another, getting
your driver’s license renewed, getting a prescription from your doctor
to your pharmacy – think about how easy and fast you can do these
things today. A down side of this convenience is that information
collected on you may be inaccurate or misused. You could be treated
unfairly, or even become a victim of crime. You can help prevent this
misuse with these tips:
Look for privacy
statements on web sites, sales materials, and forms you fill out. If a
web site claims to follow a set of established voluntary standards,
read the standards. Don’t assume they provide the level of privacy you
want.
Ask what information will
be collected and how it may be used. Only do business with those with
privacy practices that meet your approval.
Never give anyone your
passwords or PIN numbers. Con artists may try to trick you into giving
this information.
Do not give personal
information to those you don’t know. A credit card number, savings or
checking account number, or Social Security number in the wrong hands
can be used to steal from you or to steal from others in your name.
Don’t give retailers
information that isn’t required. You don’t have to give numbers other
than the one you are using for payment. Some states bar merchants from
asking consumers to provide additional information on checks or credit
card slips. At the supermarket, find out whether a clerk can give you
the discount without using the store’s discount card.
Be selective in what you
put on warranty registration forms. The company only needs the purchase
date, model/serial numbers, and how you can be contacted if there is a
product recall. Questions not related to your purchase such as your
income and hobbies can be ignored.
Talk about privacy with
others in your home. Everyone–even children–should understand what
information you feel is not appropriate to share on the phone, while
using a computer, and in other situations.
Check with your state or
local consumer agency to find out whether there are any state laws that
help protect your privacy. Some companies and industry groups have also
adopted voluntary policies that address privacy concerns.
Article source: Consumer
Action Website
On the back of any of
your credit statements there should be a note about your personal
information. You can call the number there and state your desire not to
be included on any direct marketing lists. Also check out the resources
page on this site.
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